I consider myself a gen z even if I'm just a millennial. Yet, I had hard time adapting to crypto as I did not understand the basics of money. Few months ago I cracked the code of money and argued myself "money is just a shared belief of value, in a inherently valueless item". You can read the article here . Consider Gold , which nobody eats, yet considered valuable, not only as a conductor, but as a useless collectable item. You will find them stacked in underground's of most

In previous article, I have written how capitalism is a pyramid scheme. The driving force of capitalism is the selfishness of individual or co-operation. Infact, the co-operation is a system where the values are generated for the sake of shareholders. If you consider Warren Buffet, his whole life is spent to increase the value of shareholders of Birkshire Hathway. He had been loyal in this respect, so was Charlie Munger.But they wouldn't care who gets poor. This form of capi

We used to have an old, schoolmaster when I was in middle grades. With grey hair, extra slow speech, he seemed and acted like a wise person. I appreciated his manner more than his teachings, quietly and I remember him, maybe the reason why. Thinking Often I saw  him think. Every word came out of his mouth, went through his brain. Every action he took, looked deleberate than spontaneous. How did he achieved, that patience. I do not see this often in men or women, but only onc

Story of evolution. Last Thursday me and my friend were discussing about personnal finance. And a term which frequently came up was an opportunity Cost. It is hard to understand but evolutionary in nature. We just have to look at a slide of dirty water to understand what it means. Imagine a drop of water taken from a natural source, looked through a magnifying glass. It was two decades ago in biology class we did that experiment, and saw various unicellular creatures. Amoeba,

Little bambini had a problem. She was bright as ever smiling out of the bed in the lovely morning, but had trouble changing cloths. No matter how hard she tried she could not put her cloths on the correct side! This time the shirt and trouser both are in wrong side. So, instead of trying to correct the shirt, she wanted to fixed her head to the other side. And it seems to be having the same effect as changing her cloths. Aha! what a brilliant idea. Climbing a mountain Above i

In life we all assume truth to be fixed. How can we achieve any target if the target keeps moving away from Us? Either we will arrive early or late, always. Yet from observations about the world, I haven't seen anything which is fixed, either in time, or in space. In human observable dimensions, everything seems to be moving . And it made me realise, truth also cannot be fixed relative to this moving dynamic frame of observation. Let's cut the crap and try to narrow it down s

Today I am going to write about leverage. I am sure many of you have come across this principle yet, you did not think about it through....